[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ca-cormoran.cz\/jak-postupovat-pri-transakci-ve-smenarne\/#Article","mainEntityOfPage":"https:\/\/www.ca-cormoran.cz\/jak-postupovat-pri-transakci-ve-smenarne\/","headline":"Jak postupovat p\u0159i transakci ve sm\u011bn\u00e1rn\u011b","name":"Jak postupovat p\u0159i transakci ve sm\u011bn\u00e1rn\u011b","description":"Ka\u017ed\u00e1 sm\u011bn\u00e1rna a banka m\u00e1 vyv\u011b\u0161en\u00fd aktu\u00e1ln\u00ed kurz m\u011bny v\u016f\u010di sv\u011btov\u00fdm m\u011bn\u00e1m a klienty by m\u011bl zaj\u00edmat prodej valut, nikoliv n\u00e1kup. Prodejn\u00ed \u010d\u00e1stka je ta, za kterou ciz\u00ed m\u011bnu sm\u011bn\u00edte za \u010desk\u00e9 koruny. Uveden\u00fd kurz je v\u017edy pro z\u00e1kazn\u00edka sm\u011brodatn\u00fd, pouze u velk\u00fdch finan\u010dn\u00edch obnos\u016f v\u00e1m m\u016f\u017ee finan\u010dn\u00ed instituce nab\u00eddnout individu\u00e1ln\u00ed v\u00fdhodn\u011bj\u0161\u00ed kurz. Nezapom\u00ednejte p\u0159ed…","datePublished":"2017-03-01","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.ca-cormoran.cz\/author\/#Person","name":"ca-cormoran.cz\n","url":"https:\/\/www.ca-cormoran.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2dfb47fe8ef5e1795dc8fdf9fc01f7f6e0de0c5b588d6a35abd2f00b6a65d2be?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2dfb47fe8ef5e1795dc8fdf9fc01f7f6e0de0c5b588d6a35abd2f00b6a65d2be?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ca-cormoran.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/ca-cormoran.cz\/wp-content\/uploads\/img_a308909_w2303_t1519937372.jpg","url":"https:\/\/ca-cormoran.cz\/wp-content\/uploads\/img_a308909_w2303_t1519937372.jpg","height":"","width":""},"url":"https:\/\/www.ca-cormoran.cz\/jak-postupovat-pri-transakci-ve-smenarne\/","about":["Neza\u0159azen\u00e9"],"wordCount":528,"articleBody":"Ka\u017ed\u00e1 sm\u011bn\u00e1rna a banka m\u00e1 vyv\u011b\u0161en\u00fd aktu\u00e1ln\u00ed kurz m\u011bny v\u016f\u010di sv\u011btov\u00fdm m\u011bn\u00e1m a klienty by m\u011bl zaj\u00edmat prodej valut, nikoliv n\u00e1kup. Prodejn\u00ed \u010d\u00e1stka je ta, za kterou ciz\u00ed m\u011bnu sm\u011bn\u00edte za \u010desk\u00e9 koruny. Uveden\u00fd kurz je v\u017edy pro z\u00e1kazn\u00edka sm\u011brodatn\u00fd, pouze u velk\u00fdch finan\u010dn\u00edch obnos\u016f v\u00e1m m\u016f\u017ee finan\u010dn\u00ed instituce nab\u00eddnout individu\u00e1ln\u00ed v\u00fdhodn\u011bj\u0161\u00ed kurz.Nezapom\u00ednejte p\u0159ed v\u00fdm\u011bnou pen\u011bz zapo\u010d\u00edtat do transakce v\u0161echny poplatky, abyste pak nebyli roz\u010darov\u00e1ni. Jestli\u017ee jste pevn\u011b rozhodnuti vym\u011bnit pen\u00edze pr\u00e1v\u011b zde a ke sm\u011bn\u011b dojde, pe\u010dliv\u011b zkontrolujte doklad o sm\u011bn\u011b.Ka\u017ed\u00e1 sm\u011bn\u00e1rna a banka je povinna doklad vystavit a ten mus\u00ed obsahovat n\u00e1sleduj\u00edc\u00ed informace:·         \u010c\u00edslo dokladu (\u00fa\u010dtenky) – budete jej pot\u0159ebovat p\u0159i p\u0159\u00edpadn\u00e9 reklamaci·         N\u00e1zev obchodn\u00ed firmy (sm\u011bn\u00e1rny, banky) I\u010cO, adresu pobo\u010dky nebo provozovny a pochopiteln\u011b potvrzen\u00ed transakce podpisem opr\u00e1vn\u011bn\u00e9 osoby·         Datum vystaven\u00ed \u00fa\u010dtenky a n\u00e1zev p\u0159\u00edslu\u0161n\u00e9 pobo\u010dky·         N\u00e1zev ciz\u00ed m\u011bny, kter\u00fd se uv\u00e1d\u00ed v k\u00f3du ISO·         Kurz uveden\u00e9 ciz\u00ed m\u011bny v\u016f\u010di \u010desk\u00e9 korun\u011b a v\u00fd\u0161i sm\u011bn\u011bn\u00e9 \u010d\u00e1stky·         Vyplacenou \u010d\u00e1stku v \u010desk\u00fdch korun\u00e1ch·         Ve sm\u011bn\u00e1rn\u00e1ch bu\u010fte ostra\u017eit\u00ed! D\u00e1vejte pozor zejm\u00e9na na poplatky, n\u011bkter\u00e9 sm\u011bn\u00e1rny je uv\u00e1d\u00ed z\u00e1m\u011brn\u011b drobn\u00fdm p\u00edsmem, aby je z\u00e1kazn\u00edk p\u0159ehl\u00e9dl. M\u016f\u017eete m\u00edt pak probl\u00e9m p\u0159i reklamaci sm\u011bny, proto\u017ee sv\u00fdm podpisem potvrzujete souhlas se zaplacen\u00edm poplatku.·         Chystan\u00e1 novelizace z\u00e1kona by m\u011bla nyn\u00ed z\u00e1kazn\u00edk\u016fm sm\u011bn\u00e1ren umo\u017enit odstoupit od smlouvy bez ud\u00e1n\u00ed d\u016fvodu do n\u011bkolika hodin od proveden\u00ed transakce a z\u00e1rove\u0148 navr\u00e1cen\u00ed pln\u00e9 finan\u010dn\u00ed \u010d\u00e1stky.·         Ka\u017edop\u00e1dn\u011b reklamaci neoddalujte a po\u017eadujte sjedn\u00e1n\u00ed n\u00e1pravy ihned a situaci \u0159e\u0161te s vedouc\u00edm sm\u011bn\u00e1rny. M\u00e1te pln\u00e9 pr\u00e1vo z\u00edskat na n\u011bj kontakt. Pokud nebudou ve sm\u011bn\u00e1rn\u011b ochotni reklamaci vyhov\u011bt a budou ji pova\u017eovat za neopr\u00e1vn\u011bnou, m\u016f\u017eete se obr\u00e1tit p\u00edsemnou formou na \u010ceskou n\u00e1rodn\u00ed banku. Ta je povinna situaci pro\u0161et\u0159it, ov\u0161em m\u016f\u017ee pouze ukl\u00e1dat sm\u011bn\u00e1rn\u011b v r\u00e1mci k\u00e1rn\u00e9ho \u0159\u00edzen\u00ed pokutu. Bohu\u017eel v\u0161ak nem\u00e1 opr\u00e1vn\u011bn\u00ed vyplatit z\u00e1kazn\u00edkovi n\u00e1hradu \u0161kody.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak postupovat p\u0159i transakci ve sm\u011bn\u00e1rn\u011b","item":"https:\/\/www.ca-cormoran.cz\/jak-postupovat-pri-transakci-ve-smenarne\/#breadcrumbitem"}]}]